Ethical & Compliant Debt Recovery Solutions | Speak to a Recovery Specialist
Ethical Calling-Based Debt Recovery That Delivers Results
Structured, compliant, and data-driven calling solutions to recover dues while protecting your brand reputation.
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Advanced Skip Tracing & Investigations That Locate with Precision
Accurate, ethical, and technology-driven investigations to locate borrowers, assets, and contact points efficiently.
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Legal & Pre-Legal Recovery Support That Protects Your Interests
Structured pre-legal engagement and legally aligned recovery support to minimize risk and maximize resolution.
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Corporate & SME Receivables Management That Improves Cash Flow
Structured, ethical, and results-driven receivables solutions to help businesses recover dues and maintain strong client relationships.
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International Debt Recovery with Global Compliance & Precision
Cross-border recovery solutions supported by jurisdiction-aligned processes, local expertise, and ethical engagement.
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About Us

Your Trusted Partner in Global Debt Recovery Excellence

Debt Recova is a professionally managed global debt recovery and skip tracing firm, delivering ethical, compliant, and results-driven recovery solutions across India, Canada, and the Philippines. Backed by deep financial industry experience, we help institutions recover delinquent accounts while protecting brand reputation and customer dignity.

Ethical & compliant recovery practices
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Successful Recovery Portfolios
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Client Trust & Transparency
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Trusted by Financial Institutions, Lenders & Global Partners

We Are Experts

Trusted Experts in Global Debt Recovery

Debt Recova delivers specialized debt recovery, skip tracing, and receivables management services backed by experience, technology, and strict compliance standards across domestic and international markets.

Calling & Field -Based Debt Recovery

Ethical, multilingual calling solutions designed to recover early and mid-stage delinquent accounts while maintaining customer dignity and regulatory compliance.

Legal & Pre-Legal Recovery Support

Structured pre-legal notices, documentation support, and coordination with authorized legal partners for compliant escalation when amicable recovery fails.

Corporate & SME Receivables

Tailored recovery strategies for corporate, commercial, and SME receivables focused on negotiation, settlement, and faster account resolution.

Skip Tracing

Advanced domestic and international skip tracing to locate unresponsive, relocated, or expatriate defaulters using digital intelligence and verified data sources.

International Debt Recovery

Cross-border recovery solutions supported by global partners, handling overseas defaulters, expatriate cases, and multi-jurisdiction
portfolios.

Our Recovery Specialists

Experience, compliance expertise, and investigative intelligence combined.

Tariq Zaki J

Founder & Head – Global Operations

Recovery Operations Team

Global Recovery Specialists

Global Presence

Our International Debt Recovery Network

Supporting clients across India, Canada, the Philippines, and global markets with ethical and compliant recovery solutions.

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India

21+
Years

Domestic recovery operations across retail, SME, and corporate segments.

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Canada

3+
Years

Compliance-driven recovery aligned with Canadian regulatory standards.

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Philippines

11+
Years

Back-office, skip tracing, and operational recovery support.

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Middle East

13+
Countries

Cross-border recovery coordination through trusted global partners.

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Our Mission, Vision & Values

Empowering Ethical Debt Recovery with Trusted Values

Integrity First

We operate with complete transparency, legal compliance, and ethical responsibility across every recovery interaction and client engagement.

Continuous Improvement

We continuously enhance our processes, technology, and training to stay aligned with evolving regulations and global recovery best practices.

Client-Centric Focus

Every recovery strategy is tailored to your portfolio, jurisdiction, and risk profile, ensuring measurable results without reputational risk.

Collaborative Recovery Approach

We work as an extension of your internal teams, legal partners, and compliance units to deliver consistent, aligned recovery outcomes.

Our vision is to become one of the most trusted global partners for ethical, compliant, and technology-driven debt recovery solutions.

Need Help Recovering Outstanding Accounts? Speak with Our Recovery Specialists.

Get expert guidance on ethical debt recovery, skip tracing, and cross-border receivables management.

Confidential. Compliant. No obligation consultation.

Technology Platform
Our Technology

Advanced Technology Platform

Leveraging cutting-edge systems and automation to deliver compliant, efficient, and scalable debt recovery solutions across global markets.

Integrated Telephony

Call recording, predictive dialing, and detailed performance reporting.

Debt Collection CRM

Unified platform managing borrowers, visits, calls, and client reports.

Flexible Data Import

Secure and customizable data import from clients with validation layers.

Advanced Reporting

Pre-built dashboards and real-time performance analytics for BFSI clients.

Increased Efficiency

Higher connect ratios and optimized workflows drive better recovery results.

Secure Cloud & Onsite

Enterprise-grade security with flexible cloud and on-premise deployment.

Multi-Client Handling

Securely manage multiple portfolios independently on a single platform.

Mobile App for Field Teams

Real-time visit tracking, geo-tagging, and performance monitoring.

Guided by Expertise

Guided by Expertise

0 +
Years of Recovery Leadership

Led by professionals with deep experience in domestic and cross-border debt recovery, compliance management, and portfolio optimization.

Personalized Recovery Strategy

Each recovery plan is tailored to portfolio type, customer profile, geography, and regulatory requirements to deliver measurable and compliant outcomes.

Comprehensive Debt Recovery Solutions

From early-stage delinquencies and skip tracing to legal coordination and international recovery, we manage every stage with precision and control.

Long-Term Recovery Partnership
We build lasting partnerships by delivering ethical recovery, transparent reporting, and consistent performance across every engagement.
Debt Recova | Global Debt Recovery by Country

Debt Recova global coverage

Browse all countries where Debt Recova offers ethical, compliant debt recovery services.

Countries, flags and debt recovery

Each country card shows the national flag, country name and a short description of Debt Recova’s local approach.

Case Highlights

Real-World Debt Recovery Scenarios We Handle

A snapshot of how Debt Recova approaches different recovery challenges across domestic and international portfolios.

Early-Stage Delinquency Resolution

Structured calling and digital follow-ups to resolve early overdue accounts while preserving customer relationships.

  • Ethical calling workflows
  • Settlement planning

  • Faster resolution cycles
Skip Tracing & Customer Location

Locating unresponsive or relocated borrowers using digital intelligence and verified tracing methods.

  • Address & contact verification
  • Digital footprint analysis savings
  • Expatriate tracing
Corporate & SME Receivables Recovery

Negotiation-led recovery strategies for corporate and SME receivables with structured communication.

  • Commercial negotiation

  • Dispute handling

  • Account reconciliation
Hard-Bucket & Written-Off Accounts

Advanced recovery approaches for aged and written-off portfolios using compliance-first escalation.

  • Risk-based segmentation

  • Field & legal coordination

  • Closure strategies
Cross-Border Debt Recovery

Managing international default cases through global partners and jurisdiction-aware processes.

  • Overseas coordination

  • Multi-country recovery
  • Regulatory alignment
Compliance & Portfolio Audit Support

Ensuring recovery operations remain compliant, auditable, and transparent across portfolios.

  • Documentation review

  • MIS & reporting

  • Compliance tracking
Testimonials

What Our Clients Say

Trusted by financial institutions and organizations for ethical, transparent, and results-driven debt recovery solutions across domestic and international portfolios.

Professional Debt Recovery Support Built on Compliance & Trust

Debt Recova delivers ethical, compliant, and results-driven debt recovery solutions for banks, NBFCs, fintechs, and global organizations.

Confidential • Ethical • Jurisdiction-Compliant

Submit Your Debt Recovery Case

Securely share your case details with our recovery specialists. All information is handled with strict confidentiality and compliance.

Enquire Now

Share your details and select the service you need. The Debt Recova team will contact you shortly.